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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,545 | $175,259+57.2% | $149,723+84.0% | $139,487+97.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.26% | 166.82%-146.6pp | 134.50%-114.2pp | 373.84%-353.6pp |
| Employer contribution / active EE | $11,717 | $5,478+113.9% | $4,821+143.0% | $4,755+146.4% |
| Participant deferral / active EE | $7,145 | $6,522+9.6% | $5,682+25.7% | $6,713+6.4% |
| Admin fee / account holder | $3,371 | $16,158-79.1% | $13,215-74.5% | $11,407-70.5% |