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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,674 | $175,231-6.6% | $149,696+9.3% | $139,466+17.4% |
| Participation rate | 86.4% | 83.4%+3.0pp | 78.8%+7.6pp | 80.3%+6.0pp |
| Annual return | 14.88% | 166.77%-151.9pp | 134.46%-119.6pp | 373.66%-358.8pp |
| Employer contribution / active EE | $2,886 | $5,478-47.3% | $4,821-40.1% | $4,754-39.3% |
| Participant deferral / active EE | $7,767 | $6,521+19.1% | $5,682+36.7% | $6,712+15.7% |
| Admin fee / account holder | $1,062 | $16,155-93.4% | $13,212-92.0% | $11,409-90.7% |