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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,453 | $209,422-17.7% | $178,503-3.4% | $158,982+8.5% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 13.48% | 188.81%-175.3pp | 151.12%-137.6pp | 302.99%-289.5pp |
| Employer contribution / active EE | $3,078 | $5,707-46.1% | $5,011-38.6% | $4,763-35.4% |
| Participant deferral / active EE | $8,248 | $5,955+38.5% | $5,202+58.5% | $5,983+37.8% |
| Admin fee / account holder | $1,358 | $17,079-92.1% | $13,987-90.3% | $11,252-87.9% |