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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,800 | $85,171+48.9% | $172,752-26.6% | $72,975+73.8% |
| Participation rate | 92.0% | 70.1%+21.9pp | 82.6%+9.4pp | 69.5%+22.5pp |
| Annual return | 20.81% | 27.32%-6.5pp | 802.97%-782.2pp | 81.01%-60.2pp |
| Employer contribution / active EE | $2,390 | $3,324-28.1% | $5,144-53.5% | $2,440-2.0% |
| Participant deferral / active EE | $6,465 | $3,260+98.3% | $5,198+24.4% | $3,608+79.2% |
| Admin fee / account holder | $371 | $5,880-93.7% | $13,955-97.3% | $5,124-92.8% |