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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,535 | $55,423-53.9% | $155,602-83.6% | $74,400-65.7% |
| Participation rate | 20.9% | 61.9%-41.0pp | 78.2%-57.3pp | 67.2%-46.4pp |
| Annual return | 14.56% | 269.07%-254.5pp | 64.81%-50.3pp | 1367.51%-1353.0pp |
| Employer contribution / active EE | $567 | $2,266-75.0% | $4,675-87.9% | $2,624-78.4% |
| Participant deferral / active EE | $983 | $2,835-65.3% | $5,629-82.5% | $4,348-77.4% |
| Admin fee / account holder | $730 | $1,744-58.1% | $15,923-95.4% | $1,944-62.4% |