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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,940 | $55,437-47.8% | $155,534-81.4% | $74,459-61.1% |
| Participation rate | 23.4% | 61.9%-38.5pp | 78.2%-54.8pp | 67.2%-43.8pp |
| Annual return | 14.53% | 269.58%-255.0pp | 64.92%-50.4pp | 1369.70%-1355.2pp |
| Employer contribution / active EE | $552 | $2,266-75.6% | $4,675-88.2% | $2,626-79.0% |
| Participant deferral / active EE | $958 | $2,837-66.2% | $5,630-83.0% | $4,350-78.0% |
| Admin fee / account holder | $828 | $1,742-52.5% | $15,900-94.8% | $1,945-57.4% |