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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,464 | $78,425-59.9% | $95,956-67.2% | $79,858-60.6% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 8.61% | 19.37%-10.8pp | 91.63%-83.0pp | 31.72%-23.1pp |
| Employer contribution / active EE | $7,356 | $1,945+278.1% | $2,541+189.5% | $2,471+197.7% |
| Participant deferral / active EE | $3,376 | $3,440-1.9% | $4,167-19.0% | $3,740-9.7% |
| Admin fee / account holder | $3,443 | $5,622-38.8% | $6,797-49.3% | $5,306-35.1% |