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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,802 | $67,602-58.9% | $82,312-66.2% | $70,126-60.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 10.79% | 21.57%-10.8pp | 25.88%-15.1pp | 73.15%-62.4pp |
| Employer contribution / active EE | $4,966 | $1,755+183.0% | $2,428+104.5% | $2,343+112.0% |
| Participant deferral / active EE | $2,697 | $2,987-9.7% | $3,706-27.2% | $3,332-19.0% |
| Admin fee / account holder | $395 | $4,512-91.2% | $5,608-93.0% | $4,645-91.5% |