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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,941 | $73,019-74.1% | $90,766-79.1% | $68,490-72.3% |
| Participation rate | 94.1% | 70.8%+23.3pp | 75.7%+18.4pp | 67.9%+26.2pp |
| Annual return | -17.84% | -13.81%-4.0pp | -12.16%-5.7pp | -7.85%-10.0pp |
| Employer contribution / active EE | $1,917 | $2,193-12.6% | $2,922-34.4% | $2,597-26.2% |
| Participant deferral / active EE | $3,702 | $3,626+2.1% | $4,565-18.9% | $4,028-8.1% |
| Admin fee / account holder | $1,371 | $5,897-76.7% | $8,446-83.8% | $5,403-74.6% |