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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,390 | $87,733-73.3% | $106,555-78.0% | $85,847-72.8% |
| Participation rate | 90.2% | 71.9%+18.3pp | 76.1%+14.1pp | 69.3%+20.9pp |
| Annual return | 15.51% | 21.86%-6.3pp | 26.80%-11.3pp | 318.61%-303.1pp |
| Employer contribution / active EE | $1,250 | $2,073-39.7% | $2,819-55.7% | $2,565-51.3% |
| Participant deferral / active EE | $3,055 | $3,469-11.9% | $4,399-30.5% | $3,952-22.7% |
| Admin fee / account holder | $971 | $6,767-85.6% | $7,408-86.9% | $6,261-84.5% |