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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,689 | $76,371-86.0% | $93,621-88.6% | $72,976-85.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 75.8%+24.2pp | 69.5%+30.5pp |
| Annual return | 23.02% | 25.82%-2.8pp | 32.76%-9.7pp | 81.02%-58.0pp |
| Employer contribution / active EE | $754 | $2,276-66.9% | $2,719-72.3% | $2,440-69.1% |
| Participant deferral / active EE | $2,276 | $3,538-35.7% | $4,070-44.1% | $3,608-36.9% |
| Admin fee / account holder | $1,481 | $6,839-78.3% | $7,890-81.2% | $5,124-71.1% |