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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,083 | $95,979+19.9% | $74,551+54.4% | $135,380-15.0% |
| Participation rate | 37.5% | 75.7%-38.2pp | 69.1%-31.6pp | 82.6%-45.1pp |
| Annual return | -5.03% | 56.97%-62.0pp | 32.53%-37.6pp | 519.81%-524.8pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,509 | $3,844-34.7% | $3,108-19.3% | $5,609-55.3% |
| Admin fee / account holder | $25,733 | $6,522+294.5% | $5,059+408.6% | $10,828+137.6% |