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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,808 | $118,875+24.3% | $96,572+53.1% | $167,553-11.8% |
| Participation rate | 37.5% | 75.5%-38.0pp | 69.8%-32.3pp | 82.1%-44.6pp |
| Annual return | 14.08% | 50.50%-36.4pp | 37.79%-23.7pp | 478.89%-464.8pp |
| Employer contribution / active EE | $0 | $3,121-100.0% | $2,357-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $2,514 | $4,617-45.6% | $3,850-34.7% | $6,343-60.4% |
| Admin fee / account holder | $5 | $8,070-99.9% | $6,183-99.9% | $12,316-100.0% |