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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,858 | $160,040+55.5% | $147,096+69.2% | $145,877+70.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 4.60% | 98.49%-93.9pp | 419.75%-415.1pp | 551.28%-546.7pp |
| Employer contribution / active EE | $3,978 | $5,289-24.8% | $4,936-19.4% | $4,663-14.7% |
| Participant deferral / active EE | $22,500 | $8,429+166.9% | $8,071+178.8% | $6,691+236.3% |
| Admin fee / account holder | $2,395 | $15,050-84.1% | $13,005-81.6% | $13,402-82.1% |