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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,144 | $148,582+17.9% | $135,942+28.8% | $139,456+25.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 5.32% | 79.26%-73.9pp | 68.28%-63.0pp | 373.45%-368.1pp |
| Employer contribution / active EE | $5,095 | $5,245-2.8% | $4,858+4.9% | $4,753+7.2% |
| Participant deferral / active EE | $23,750 | $8,101+193.2% | $7,759+206.1% | $6,711+253.9% |
| Admin fee / account holder | $95,558 | $12,402+670.5% | $10,764+787.7% | $11,407+737.7% |