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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,144 | $148,623+17.8% | $135,974+28.8% | $139,466+25.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 5.32% | 79.30%-74.0pp | 68.30%-63.0pp | 373.66%-368.3pp |
| Employer contribution / active EE | $5,095 | $5,246-2.9% | $4,859+4.9% | $4,754+7.2% |
| Participant deferral / active EE | $23,750 | $8,103+193.1% | $7,760+206.1% | $6,712+253.8% |
| Admin fee / account holder | $95,558 | $12,406+670.3% | $10,767+787.5% | $11,409+737.6% |