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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,172 | $228,352-71.9% | $185,827-65.5% | $158,950-59.6% |
| Participation rate | 43.5% | 82.3%-38.8pp | 78.0%-34.6pp | 82.0%-38.5pp |
| Annual return | 6.87% | 40.81%-33.9pp | 35.96%-29.1pp | 302.91%-296.0pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,087-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $6,482 | $6,416+1.0% | $5,633+15.1% | $5,983+8.4% |
| Admin fee / account holder | $1,222 | $11,867-89.7% | $9,502-87.1% | $11,248-89.1% |