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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,988 | $197,819-93.9% | $155,789-92.3% | $125,388-90.4% |
| Participation rate | 55.0% | 82.1%-27.1pp | 76.1%-21.1pp | 83.2%-28.2pp |
| Annual return | -2.82% | 86.73%-89.6pp | 71.54%-74.4pp | 282.24%-285.1pp |
| Employer contribution / active EE | $0 | $4,850-100.0% | $3,839-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $4,538 | $5,631-19.4% | $4,798-5.4% | $5,352-15.2% |
| Admin fee / account holder | $47 | $9,544-99.5% | $7,477-99.4% | $9,541-99.5% |