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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,411 | $65,703+11.7% | $94,228-22.1% | $59,633+23.1% |
| Participation rate | 75.9% | 72.1%+3.7pp | 78.8%-2.9pp | 68.7%+7.2pp |
| Annual return | -3.37% | 5.22%-8.6pp | 10.68%-14.1pp | 2041.40%-2044.8pp |
| Employer contribution / active EE | $10,792 | $2,021+434.1% | $3,587+200.9% | $2,203+389.9% |
| Participant deferral / active EE | $4,550 | $3,143+44.8% | $4,320+5.3% | $3,192+42.6% |
| Admin fee / account holder | $1,407 | $4,264-67.0% | $6,269-77.6% | $4,297-67.3% |