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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,932 | $144,130-33.4% | $117,860-18.6% | $147,585-35.0% |
| Participation rate | 95.7% | 83.4%+12.2pp | 79.7%+16.0pp | 82.8%+12.8pp |
| Annual return | 16.21% | 531.20%-515.0pp | 335.10%-318.9pp | 578.58%-562.4pp |
| Employer contribution / active EE | $9,214 | $4,897+88.2% | $3,786+143.3% | $4,876+88.9% |
| Participant deferral / active EE | $7,126 | $5,316+34.0% | $4,482+59.0% | $5,439+31.0% |
| Admin fee / account holder | $988 | $10,887-90.9% | $8,021-87.7% | $10,886-90.9% |