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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,702 | $56,431-4.8% | $130,788-58.9% | $87,485-38.6% |
| Participation rate | 100.0% | 58.9%+41.1pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 18.96% | 91.27%-72.3pp | 386.44%-367.5pp | 26.06%-7.1pp |
| Employer contribution / active EE | $1,324 | $1,549-14.6% | $3,558-62.8% | $2,596-49.0% |
| Participant deferral / active EE | $1,161 | $2,749-57.8% | $4,137-71.9% | $4,274-72.8% |
| Admin fee / account holder | $1,411 | $4,433-68.2% | $6,673-78.9% | $7,775-81.9% |