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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,702 | $53,063+1.2% | $124,206-56.8% | $82,637-35.0% |
| Participation rate | 100.0% | 58.4%+41.6pp | 69.6%+30.4pp | 68.1%+31.9pp |
| Annual return | 18.96% | 68.87%-49.9pp | 515.27%-496.3pp | 53.51%-34.5pp |
| Employer contribution / active EE | $1,324 | $1,530-13.5% | $3,540-62.6% | $2,552-48.1% |
| Participant deferral / active EE | $1,161 | $2,644-56.1% | $3,968-70.7% | $4,126-71.9% |
| Admin fee / account holder | $1,411 | $4,281-67.0% | $5,929-76.2% | $7,339-80.8% |