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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,678 | $51,631-23.1% | $129,397-69.3% | $80,925-51.0% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 11.03% | 20.77%-9.7pp | 9453.98%-9443.0pp | 35.65%-24.6pp |
| Employer contribution / active EE | $0 | $1,583-100.0% | $4,154-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,418 | $2,670-46.9% | $4,167-66.0% | $4,299-67.0% |
| Admin fee / account holder | $3,948 | $4,309-8.4% | $7,679-48.6% | $6,940-43.1% |