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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,171 | $209,405+5.6% | $178,486+23.9% | $158,931+39.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.50% | 188.77%-192.3pp | 151.08%-154.6pp | 302.86%-306.4pp |
| Employer contribution / active EE | $2,266 | $5,707-60.3% | $5,011-54.8% | $4,761-52.4% |
| Participant deferral / active EE | $7,473 | $5,954+25.5% | $5,202+43.7% | $5,982+24.9% |
| Admin fee / account holder | $4,128 | $17,076-75.8% | $13,985-70.5% | $11,247-63.3% |