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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,701 | $181,896-21.0% | $156,551-8.2% | $273,972-47.5% |
| Participation rate | 88.9% | 88.4%+0.5pp | 84.0%+4.9pp | 83.0%+5.9pp |
| Annual return | 7.87% | 30.74%-22.9pp | 32.23%-24.4pp | 41.46%-33.6pp |
| Employer contribution / active EE | $1,030 | $6,248-83.5% | $5,501-81.3% | $4,869-78.8% |
| Participant deferral / active EE | $6,370 | $5,550+14.8% | $4,871+30.8% | $5,287+20.5% |
| Admin fee / account holder | $1,143 | $15,560-92.7% | $13,028-91.2% | $10,133-88.7% |