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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,581 | $78,672+8.8% | $109,163-21.6% | $85,856-0.3% |
| Participation rate | 98.2% | 68.3%+29.9pp | 75.9%+22.3pp | 69.3%+28.9pp |
| Annual return | 15.86% | 25.09%-9.2pp | 25.75%-9.9pp | 318.58%-302.7pp |
| Employer contribution / active EE | $5,019 | $2,734+83.6% | $3,723+34.8% | $2,565+95.7% |
| Participant deferral / active EE | $6,869 | $3,467+98.1% | $4,654+47.6% | $3,952+73.8% |
| Admin fee / account holder | $2,624 | $5,470-52.0% | $6,754-61.1% | $6,261-58.1% |