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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,286 | $65,364+7.5% | $92,909-24.4% | $72,975-3.7% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 20.90% | 42.11%-21.2pp | 109.44%-88.5pp | 81.01%-60.1pp |
| Employer contribution / active EE | $5,154 | $2,594+98.7% | $3,653+41.1% | $2,440+111.2% |
| Participant deferral / active EE | $6,862 | $3,128+119.3% | $4,238+61.9% | $3,608+90.2% |
| Admin fee / account holder | $12,348 | $4,251+190.5% | $5,795+113.1% | $5,124+141.0% |