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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,868 | $150,442-65.5% | $136,295-61.9% | $147,585-64.9% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.58% | 1049.09%-1038.5pp | 5155.97%-5145.4pp | 578.56%-568.0pp |
| Employer contribution / active EE | $3,770 | $5,256-28.3% | $4,695-19.7% | $4,876-22.7% |
| Participant deferral / active EE | $3,797 | $6,630-42.7% | $6,247-39.2% | $5,439-30.2% |
| Admin fee / account holder | $2,189 | $10,905-79.9% | $9,243-76.3% | $10,885-79.9% |