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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,348 | $165,399-55.0% | $149,745-50.4% | $158,982-53.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 3.98% | 348.34%-344.4pp | 276.72%-272.7pp | 302.99%-299.0pp |
| Employer contribution / active EE | $8,479 | $5,105+66.1% | $4,646+82.5% | $4,763+78.0% |
| Participant deferral / active EE | $4,108 | $7,183-42.8% | $6,843-40.0% | $5,983-31.3% |
| Admin fee / account holder | $405 | $10,811-96.3% | $9,312-95.7% | $11,252-96.4% |