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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,019 | $117,904-77.1% | $102,457-73.6% | $145,978-81.5% |
| Participation rate | 81.3% | 78.6%+2.6pp | 76.5%+4.8pp | 80.3%+1.0pp |
| Annual return | 12.74% | 31.80%-19.1pp | 29.41%-16.7pp | 550.52%-537.8pp |
| Employer contribution / active EE | $1,731 | $3,613-52.1% | $3,022-42.7% | $4,662-62.9% |
| Participant deferral / active EE | $1,955 | $5,733-65.9% | $5,054-61.3% | $6,690-70.8% |
| Admin fee / account holder | $3,298 | $13,329-75.3% | $9,451-65.1% | $13,400-75.4% |