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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,785 | $100,805-74.4% | $86,698-70.3% | $134,532-80.8% |
| Participation rate | 68.8% | 79.0%-10.2pp | 76.6%-7.8pp | 81.2%-12.5pp |
| Annual return | -18.73% | 29.09%-47.8pp | 35.95%-54.7pp | 418.27%-437.0pp |
| Employer contribution / active EE | $1,592 | $3,490-54.4% | $2,837-43.9% | $4,741-66.4% |
| Participant deferral / active EE | $1,929 | $5,339-63.9% | $4,656-58.6% | $6,401-69.9% |
| Admin fee / account holder | $16,376 | $10,925+49.9% | $7,493+118.6% | $11,429+43.3% |