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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,705 | $104,251+171.2% | $91,004+210.7% | $147,586+91.6% |
| Participation rate | 92.9% | 78.2%+14.6pp | 75.6%+17.3pp | 82.8%+10.0pp |
| Annual return | 12.06% | 27.06%-15.0pp | 4.60%+7.5pp | 578.59%-566.5pp |
| Employer contribution / active EE | $3,737 | $3,116+19.9% | $2,456+52.2% | $4,876-23.4% |
| Participant deferral / active EE | $9,935 | $4,195+136.8% | $3,548+180.0% | $5,439+82.7% |
| Admin fee / account holder | $78,408 | $8,948+776.3% | $5,417+1347.3% | $10,886+620.3% |