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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,293 | $118,488+214.2% | $98,462+278.1% | $139,487+166.9% |
| Participation rate | 87.5% | 77.5%+10.0pp | 75.2%+12.3pp | 80.3%+7.2pp |
| Annual return | 17.40% | 18.96%-1.6pp | 21.17%-3.8pp | 373.84%-356.4pp |
| Employer contribution / active EE | $2,488 | $3,611-31.1% | $3,049-18.4% | $4,755-47.7% |
| Participant deferral / active EE | $12,666 | $5,393+134.9% | $4,738+167.3% | $6,713+88.7% |
| Admin fee / account holder | $1,447 | $13,868-89.6% | $8,875-83.7% | $11,407-87.3% |