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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $100,662 |
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $26,242 |
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $4,289 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,718 | $70,115-89.0% | $70,544-89.1% | $80,157-90.4% |
| Participation rate | 81.4% | 71.7%+9.8pp | 68.4%+13.1pp | 72.9%+8.5pp |
| Annual return | 23.24% | 134.51%-111.3pp | 32.79%-9.6pp | 40.39%-17.2pp |
| Employer contribution / active EE | $463 | $3,021-84.7% | $2,976-84.5% | $2,977-84.5% |
| Participant deferral / active EE | $1,822 | $4,495-59.5% | $4,568-60.1% | $5,015-63.7% |
| Admin fee / account holder | $78 | $112-30.7% | $6,427-98.8% | $145-46.3% |