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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,619 | $138,102+83.6% | $125,381+102.3% | $134,532+88.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -9.80% | 750.73%-760.5pp | 572.31%-582.1pp | 418.27%-428.1pp |
| Employer contribution / active EE | $4,095 | $5,245-21.9% | $4,815-15.0% | $4,741-13.6% |
| Participant deferral / active EE | $12,589 | $7,801+61.4% | $7,448+69.0% | $6,401+96.7% |
| Admin fee / account holder | $3,963 | $11,568-65.7% | $10,007-60.4% | $11,429-65.3% |