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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,729 | $157,296+45.4% | $141,191+62.0% | $152,897+49.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.64% | 64.34%-49.7pp | 71.41%-56.8pp | 345.43%-330.8pp |
| Employer contribution / active EE | $8,858 | $5,262+68.3% | $4,736+87.0% | $4,764+85.9% |
| Participant deferral / active EE | $8,218 | $7,111+15.6% | $6,710+22.5% | $5,851+40.5% |
| Admin fee / account holder | $3,686 | $12,125-69.6% | $10,264-64.1% | $11,599-68.2% |