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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,308 | $138,076+47.2% | $123,553+64.6% | $135,380+50.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 6.56% | 153.70%-147.1pp | 119.21%-112.6pp | 519.81%-513.2pp |
| Employer contribution / active EE | $4,313 | $5,152-16.3% | $4,628-6.8% | $4,779-9.7% |
| Participant deferral / active EE | $7,297 | $6,800+7.3% | $6,426+13.6% | $5,609+30.1% |
| Admin fee / account holder | $7,354 | $10,917-32.6% | $9,284-20.8% | $10,828-32.1% |