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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,812 | $160,070+61.7% | $147,117+75.9% | $145,897+77.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.90% | 98.69%-89.8pp | 420.54%-411.6pp | 552.29%-543.4pp |
| Employer contribution / active EE | $3,018 | $5,285-42.9% | $4,932-38.8% | $4,663-35.3% |
| Participant deferral / active EE | $11,350 | $8,419+34.8% | $8,065+40.7% | $6,689+69.7% |
| Admin fee / account holder | $5,550 | $15,035-63.1% | $12,993-57.3% | $13,390-58.6% |