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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,113 | $175,257+28.4% | $149,717+50.4% | $139,456+61.4% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 16.66% | 166.70%-150.0pp | 134.41%-117.8pp | 373.45%-356.8pp |
| Employer contribution / active EE | $7,567 | $5,477+38.2% | $4,820+57.0% | $4,753+59.2% |
| Participant deferral / active EE | $3,956 | $6,521-39.3% | $5,682-30.4% | $6,711-41.1% |
| Admin fee / account holder | $2,190 | $16,156-86.4% | $13,213-83.4% | $11,407-80.8% |