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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,694 | $180,462-29.8% | $154,111-17.8% | $135,379-6.4% |
| Participation rate | 93.3% | 87.4%+5.9pp | 83.0%+10.3pp | 82.6%+10.7pp |
| Annual return | -7.66% | 888.17%-895.8pp | 735.18%-742.8pp | 519.79%-527.4pp |
| Employer contribution / active EE | $566 | $6,036-90.6% | $5,298-89.3% | $4,779-88.2% |
| Participant deferral / active EE | $3,052 | $5,806-47.4% | $5,081-39.9% | $5,609-45.6% |
| Admin fee / account holder | $9,854 | $16,145-39.0% | $13,411-26.5% | $10,828-9.0% |