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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,304 | $58,311-49.7% | $81,882-64.2% | $80,959-63.8% |
| Participation rate | 43.5% | 63.5%-20.0pp | 72.4%-28.9pp | 67.7%-24.2pp |
| Annual return | 11.71% | 41.85%-30.1pp | 779.47%-767.8pp | 35.67%-24.0pp |
| Employer contribution / active EE | $471 | $2,347-79.9% | $2,916-83.8% | $2,757-82.9% |
| Participant deferral / active EE | $1,191 | $3,287-63.8% | $4,323-72.4% | $4,300-72.3% |
| Admin fee / account holder | $1,074 | $4,752-77.4% | $7,360-85.4% | $6,925-84.5% |