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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,950 | $72,273-83.5% | $101,275-88.2% | $79,856-85.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 23.18% | 22.30%+0.9pp | 46.48%-23.3pp | 31.71%-8.5pp |
| Employer contribution / active EE | $1,311 | $2,691-51.3% | $3,660-64.2% | $2,471-46.9% |
| Participant deferral / active EE | $3,339 | $3,282+1.7% | $4,371-23.6% | $3,741-10.7% |
| Admin fee / account holder | $1,553 | $4,401-64.7% | $5,948-73.9% | $5,306-70.7% |