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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,129 | $64,729-76.6% | $112,263-86.5% | $68,490-77.9% |
| Participation rate | 97.2% | 67.2%+30.1pp | 75.1%+22.2pp | 67.9%+29.3pp |
| Annual return | -18.46% | -11.40%-7.1pp | 27.49%-46.0pp | -7.85%-10.6pp |
| Employer contribution / active EE | $1,242 | $2,746-54.8% | $3,636-65.8% | $2,597-52.2% |
| Participant deferral / active EE | $3,085 | $3,566-13.5% | $4,729-34.8% | $4,028-23.4% |
| Admin fee / account holder | $382 | $5,222-92.7% | $6,410-94.0% | $5,403-92.9% |