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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,776 | $114,013-7.2% | $103,693+2.0% | $155,188-31.8% |
| Participation rate | 90.0% | 75.2%+14.8pp | 72.6%+17.4pp | 80.8%+9.2pp |
| Annual return | 13.13% | 49.31%-36.2pp | 47.61%-34.5pp | 148.84%-135.7pp |
| Employer contribution / active EE | $1,890 | $3,131-39.6% | $2,920-35.3% | $4,248-55.5% |
| Participant deferral / active EE | $5,533 | $4,970+11.3% | $4,579+20.8% | $6,531-15.3% |
| Admin fee / account holder | $1,415 | $8,407-83.2% | $7,858-82.0% | $14,480-90.2% |