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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,785 | $102,422+9.1% | $147,117-24.0% | $80,959+38.1% |
| Participation rate | 97.7% | 75.9%+21.8pp | 82.2%+15.5pp | 67.7%+30.0pp |
| Annual return | 13.38% | 135.16%-121.8pp | 420.54%-407.2pp | 35.67%-22.3pp |
| Employer contribution / active EE | $6,561 | $3,717+76.5% | $4,932+33.0% | $2,757+138.0% |
| Participant deferral / active EE | $8,894 | $6,652+33.7% | $8,065+10.3% | $4,300+106.8% |
| Admin fee / account holder | $3,313 | $7,953-58.4% | $12,993-74.5% | $6,925-52.2% |