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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,883 | $211,946-68.9% | $169,452-61.1% | $135,382-51.3% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -1.70% | 3.26%-5.0pp | 1.83%-3.5pp | 519.77%-521.5pp |
| Employer contribution / active EE | $1,827 | $5,117-64.3% | $4,157-56.1% | $4,779-61.8% |
| Participant deferral / active EE | $3,039 | $6,075-50.0% | $5,277-42.4% | $5,609-45.8% |
| Admin fee / account holder | $577 | $11,472-95.0% | $9,110-93.7% | $10,829-94.7% |