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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,579 | $232,540-67.9% | $185,117-59.7% | $147,586-49.5% |
| Participation rate | 61.1% | 82.4%-21.2pp | 77.3%-16.2pp | 82.8%-21.7pp |
| Annual return | 17.12% | 43.03%-25.9pp | 40.50%-23.4pp | 578.59%-561.5pp |
| Employer contribution / active EE | $2,078 | $5,195-60.0% | $4,182-50.3% | $4,876-57.4% |
| Participant deferral / active EE | $3,689 | $5,834-36.8% | $5,045-26.9% | $5,439-32.2% |
| Admin fee / account holder | $14,444 | $10,275+40.6% | $8,159+77.0% | $10,886+32.7% |