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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,059 | $86,949+48.4% | $102,460+26.0% | $80,959+59.4% |
| Participation rate | 71.9% | 72.4%-0.5pp | 76.5%-4.6pp | 67.7%+4.2pp |
| Annual return | 13.32% | 18.89%-5.6pp | 29.47%-16.2pp | 35.67%-22.3pp |
| Employer contribution / active EE | $3,874 | $2,370+63.5% | $3,025+28.1% | $2,757+40.5% |
| Participant deferral / active EE | $4,041 | $4,121-1.9% | $5,056-20.1% | $4,300-6.0% |
| Admin fee / account holder | $5,168 | $8,048-35.8% | $9,460-45.4% | $6,925-25.4% |