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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,010 | $61,660-23.8% | $80,022-41.3% | $64,173-26.7% |
| Participation rate | 65.2% | 71.7%-6.5pp | 75.8%-10.7pp | 69.6%-4.4pp |
| Annual return | -3.31% | -0.33%-3.0pp | 11.22%-14.5pp | 7.63%-10.9pp |
| Employer contribution / active EE | $0 | $1,810-100.0% | $2,468-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,137 | $2,968-28.0% | $3,686-42.0% | $3,470-38.4% |
| Admin fee / account holder | $12,575 | $5,417+132.1% | $6,521+92.8% | $4,887+157.3% |