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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,189 | $58,828-4.5% | $78,002-28.0% | $62,881-10.6% |
| Participation rate | 67.9% | 71.1%-3.1pp | 75.5%-7.6pp | 69.3%-1.4pp |
| Annual return | 6.24% | 17.16%-10.9pp | 425.99%-419.7pp | 20.14%-13.9pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,322 | $2,686-13.5% | $3,497-33.6% | $3,203-27.5% |
| Admin fee / account holder | $3,792 | $4,393-13.7% | $5,481-30.8% | $4,296-11.7% |