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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,762 | $217,432-33.9% | $185,851-22.6% | $167,553-14.2% |
| Participation rate | 76.9% | 86.1%-9.1pp | 81.7%-4.8pp | 82.1%-5.2pp |
| Annual return | 16.06% | 148.43%-132.4pp | 122.11%-106.0pp | 478.89%-462.8pp |
| Employer contribution / active EE | $2,319 | $5,874-60.5% | $5,168-55.1% | $4,840-52.1% |
| Participant deferral / active EE | $2,589 | $6,357-59.3% | $5,569-53.5% | $6,343-59.2% |
| Admin fee / account holder | $3,790 | $19,820-80.9% | $16,245-76.7% | $12,316-69.2% |