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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,114 | $209,422-54.6% | $178,503-46.7% | $158,982-40.2% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 18.30% | 188.81%-170.5pp | 151.12%-132.8pp | 302.99%-284.7pp |
| Employer contribution / active EE | $2,315 | $5,707-59.4% | $5,011-53.8% | $4,763-51.4% |
| Participant deferral / active EE | $2,660 | $5,955-55.3% | $5,202-48.9% | $5,983-55.5% |
| Admin fee / account holder | $5,677 | $17,079-66.8% | $13,987-59.4% | $11,252-49.5% |