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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,246 | $202,342-72.2% | $172,753-67.4% | $152,909-63.2% |
| Participation rate | 86.7% | 87.1%-0.4pp | 82.6%+4.0pp | 82.5%+4.2pp |
| Annual return | 22.86% | 1029.88%-1007.0pp | 803.00%-780.1pp | 345.46%-322.6pp |
| Employer contribution / active EE | $1,572 | $5,857-73.2% | $5,144-69.4% | $4,764-67.0% |
| Participant deferral / active EE | $2,703 | $5,948-54.6% | $5,198-48.0% | $5,851-53.8% |
| Admin fee / account holder | $2,026 | $17,112-88.2% | $13,956-85.5% | $11,601-82.5% |